GENERAL LENDING TERMS

Start Loan
Loan Types
Construction, fix and flip/rehab, commercial, purchase loans, bridge loans

Types of Properties
Single family homes, apartments, residential developments, small commercial

Loan Amounts
$100,000 to $1,000,000

Loan-to-Value
70% LTV in most cases. Higher LTV, ARV-based and participation loan options available

Lien Position
1st or 2nd

Interest Rates
8.9% to 11.9% (can be lower for very low LTV loans)

Origination Fees
2 to 4 pts, depending on loan size, LTV, maturity

Doc/Processing Fees
$1,495 – $2,495

Loan Term
6 months to 1 year (beyond 1 year determined on case by case basis)

Valuation Method
Appraisals are obtained on a case by case basis

Borrower Types
Individuals, Trusts, LLCs, Corporations

Closing Timeframes
5 – 14 days

Lending Area
California

Other
Escrow fees if applicable

Contact Us

Call Us

415.922.0200

Office

5051 Mission Street
San Francisco, CA 94112

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